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Insurance Industry Association released the '2015 Chinese cities employee pension reserve index report' shows that state-owned enterprises the highest pension reserves total index, the lowest private enterprises. Financial highest mining industry, the restaurant industry minimum. As an indispensable tool for the real estate pension reserve, one of the Chinese urban workers an average of 1.06 units. 38% of the companies did not provide catastrophic health insurance and supplementary 'report' shows that different corporate pension reserve situation quite different. State-owned enterprise workers pension reserves total index is the highest (63.8), other types of domestic enterprises (mainly private enterprises) lowest (56.1). In terms of industries, 'finance' and 'mining' the highest (both 62.1), 'accommodation and catering industry,' the lowest (57.4). It is noteworthy that, corporate pension plans and a variety of commercial insurance (pension and medical) is an important part of employee pension reserves, but the respondents, employees participate in enterprise annuity plan proportion was only 33.5%, while the purchase the number of individual pension insurance business accounted for 41.3%. In addition, companies do not provide critical illness insurance, accident insurance business, commercial supplementary medical insurance and long-term care insurance to any one of the respondents as high as 38.3%; and the proportion of individuals do not have to purchase any of these insurance products was 42.0%. Housing is only supplementary pension savings keen nearly adult 'Report' shows that China's urban workers an average of 1.06 units of real estate, housing, pension reserves as tools are necessary, but taking into account the future of housing in general will be oversupply, with advent of an aging peak, liquidity may face greater challenges. Therefore, pension houses function only as a supplement to, and should not be overstated. At the same time, respondents (including family) on a soft spot for bank savings, the proportion as high as 79.8%, suggesting that the asset allocation categories of Chinese households is still relatively conservative, and in the long run could be improved. â–\xA0 experts offer advice on government subsidies substantially unsustainable pension system reform is necessary, 'the report' shows that in 2015 China cities employee pension reserve index was 59.7 points, close to the basic evaluation criteria, the current situation shows that basically meet the requirements of urban workers pension reserve, but there is still much room for improvement. On the current situation, China